Freshfield Mortgages, 4 Victoria Buildings, Victoria Road, Formby, Liverpool L37 7DB
  For all your mortgage needs call 01704 833 200 or email enquiries@freshfieldmortgages.co.uk
 




A buy to let mortgage is designed for people who want to buy a property to let out. With having access to a wide range of lenders, Freshfield Mortgages can find the best deal for your circumstances and can also source deals for...
Student Let's
House Of Multiple Occupancy
Buy To Let Portfolio's
Limited Company BTL

Deposit
The deposit you will be required to put down for buy to let mortgage will be typically larger than a standard residential mortgage. The borrower will usually be required to put down at least 20%/25% deposit and normally expected to own their own property.

How much can I borrow?
For buy to let mortgages lenders usually calculate how much you can borrow based on the potential rental income from the property instead of your annual earned income. the expected rental income must fit within the lenders calculators which the advisers at Freshfield Mortgages can confirm on your behalf.

Freshfield Mortgages can obtain an accurate borrowing figure based on investment property.


Investment
Like any investment, buy to let comes with no guarantees, but can be more reassuring for those who have more faith in bricks and mortar than the stock market.

*Some Buy to Let mortgages are NOT regulated by the Financial Conduct Authority.


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Your home may be repossessed if you do not keep up repayments on your mortgage..

A fee of £495 is payable upon the successful completion of your mortgage.

Freshfield Mortgages is an Appointed Representative of Openwork Limited which is authorised and regulated by the Financial Conduct Authority.

The information on this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.

No representations are made to whether the information is applicable or available in any other country which may have access to it. The Financial Conduct Authority does not currently regulate buy to let and commercial lending.